Naya Pakistan Housing Program

Naya Pakistan Housing Program It is a government-run project where five million affordable houses for Pakistanis are to be constructed. Through this scheme, citizens of Pakistan and Overseas Pakistanis are in a position to purchase their dream home by getting subsidized loans from the banks. This is an opportunity for every Pakistani citizen like teacher, doctors, lawyers, industry professionals, technicians, freelancers, security guards, drivers, housewives, private job holders etc. to avail this offer to buy shelter for their family and loved ones.

Following are the loan amounts that can be taken from banks with subsidized rates.

Tier 0 PKR Up to 2,000,000/-

Tier 1 PKR Up to 3,500,000/-

Tier 2 PKR Up to 6,000,000/-

Tier 3 PKR Up to 10,000,000/-


With the help of this scheme, you can turn your dream of owning a home into a reality and secure your future.

araaj.Pk offers a one window facility to customers that are interested in Naya Pakistan - Low Cost Housing Scheme. from Bank Financing to Ready Property Purchase to Plot Plus Construction.



araaj.Pk has made arrangements with Pakistani Banks for facilitation of customer loan applications and assisting in document scrutiny. Following are the services to be provided to our customers.

1. Provide understanding of Shariah based Islamic Banking for Home Loans.

 2. Preliminary qualification of documents required for Home Loan Applications.

3. Evaluate and assess salary / income statements and provide visibility on the Loan Amount that can be granted.

4. Mark monthly installments that would be payable by customer under the Term Loan of 5,10,15 and 20 years.

5. Educate customers on the level of personal contribution/down payment required.

6. Forward all documents to the concerned bank for processing the loan application.



We have ready to move apartments and houses for household families in different areas, different sizes and tailor made properties that meet the requirements of Naya Pakistan Housing Program. We help you source the right property that meets your budget and/or loan approval limit. These properties meet the State Bank of Pakistan regulations from a clear property title and lease perspective and have already been assessed, evaluated by the Banks.



araaj.Pk will facilitate interested customers in purchasing plots through bank financing and assist them in processing construction loans for the development and construction of dream family houses. Our customer avails all construction related services like leased plot sourcing & securitization, architectural design layouts, and departmental approvals from authorities, Bank BOQ reports, construction schedule, material & labor management, construction work inspection, contractor service management and handover turnkey services under one roof.

araaj.Pk provides a complete peace of mind and will take care of every element from Loan Financing to Real Estate Assessments & Procurement to Construction.

Interested individuals and families can contact 0337-1407300 for booking an appointment.